From the first transaction to the rhythm of the whole month.

AI-assisted transaction drafts

Describe income and expenses by voice or text to create editable drafts. Check the recognized text, amounts, dates and categories before saving. Drafts are not posted automatically.

• Review amount, date, category, and note before saving
• Supports multiple drafts and local fallback parsing
• Does not provide investment, tax, legal, or financial advice

Free includes 50 on-device smart parses per month. Cloud AI depends on your membership plan and asks for consent after explaining what is shared. You can cancel or withdraw consent in Settings.

Dashboard and report insights

Use the dashboard for current-period summaries, recent transactions, recurring candidates, and forward-looking cash flow, then review trends and rankings in reports.

• Daily trends, category rankings, and period comparisons
• Optional AI report summaries with supporting evidence
• 14-day cash-flow view and recurring transaction hints

Multiple ledgers and shared sync

Keep family, trip or household spending in one shared ledger. Record income and expenses together, then look back with category reports. Collaboration, member invitations and ledger limits depend on your membership plan.

• Keep personal finances separate from shared spending
• Ledger switching, shared members, and collaboration flows
• Useful for individuals, partners, families, and travel groups

Budgets, assets, and offsets

Finance Management combines budget tracking, asset records, and offset tools for reimbursements, loans, repayments, and transactions that need to be settled.

• Budget progress and category goals
• Asset tracking with optional expanded limits
• Offset net statistics and history review